CMHC Survey about Home Owners

A recent survey from CMHC says the vast majority of Canadians renew their mortgages with their original lender, but you can save thousands over the life of a mortgage by looking at competing rates from competing institutions and mortgage brokers.



I am a mortgage broker and may be able to save you money.
Contact me for a free check up on your mortgage.

akroemer@mortgagegroup.com
1.250.650.4182

Business and Computers

No one tells you that when you start up a business that you need a couple of weeks just to start up all those computer sites that is needed for you to network.

So I start up my new business. Perfect. I am so happy.
After all those months of studying.  All that time dreading the final exam. I am finally homefree.

Then people tell me I have got to start networking on the computer as well as face to face.
So I start on the computer.

Facebook was easy. Did that pretty fast.

I opened a web site, then came a blog, then twitter and I needed to buy domains.  I bought way too many domains but it was fun shopping for names and heck they were so cheap.

So next I was reading about adsense.  I need that for my blog and website, I tell myself.  Off to the adsense website I go. Get all signed up and everything is great.

Oh oh, something popped up about adwords. Get your message out there. I have a coupon for adwords-- I should use it I thought.  Adwords were alittle harder to start up, but yes I got it done.

It is a huge mistake to read stuff on google.  Cause linkedin.com showed up. If you want to be somebody then you got to sign up and fill out your profile.  There goes another couple of hours of my life.

Sending out emails I noticed I needed a signature.  So went to read how to get a signature done and did it.  Although with gmail that function doesn't work great when you want to reply or forward something but yet, I figured out how to get this done and work around that problem.

Got professional pictures done a alittle while ago.  I needed to send a picture out for my business cards.  Got a reply back that the resolution was not high enough. Spent a few hours trying to get the resolution up to 300 dpi without distorting the picture, cause I had to also make the picture smaller.  Paint the program just won't cut it. I had to down load another program and learn how to work it. Photoscape worked pretty good, but I wish their measurments were in inches.

I still need to work on my professional website and I did sign up for a course cause I thought I would be a little bored. Thank goodness I have 4 months to do it, I may need it if I find anymore web sites to join.

Now on to joining all the network clubs I should belong to.

Poor Credit ? Want to get a Mortgage?

Were you less than perfect with your credit when you were younger, cell phone bill got away from you, divorce that left your bank account empty, lost your job for awhile?  Life happens !
When the bank has said no to you, contact me.
I can show you the steps to get your credit rating up to get a great mortgage rate or I have lenders who will approve a mortgage with less than perfect credit rating.
It all depends on the circumstances.
With a lesser score you will be paying a higher interest rate but if you have a great sale on a house it still may be cheaper to own rather than to rent.

Contact me.
akroemer@mortgagegroup.com
  1.888.679.0190

Interesting fact about home mortgage interest

Home mortgage interest has never been tax-deductible in Canada.
Interestingly, even without any tax advantage for home ownership, the Canadian homeownership rate (69 percent) is actually higher than in the U.S. (67.2 percent).

Mark J. Perry

It's the weekend

It's the weekend and your downtime from work.  You are driving past some "open houses" and you think to yourself -- can I afford to buy a house? 
Wonder no more.  Give me a call or email me.
I work weekends as well as evenings.

akroemer@mortgagegroup.com
angelakroemermortgageprofessional.ca
1.250.650.4182