Small Business Saturday

Today is small business saturday. A day to shop locally to boost the sales of the small businesses in your town, which in turn will boost our economy. This is the 2nd annual Small Business Saturday.

Time to shop.

Thank you

Angela Kroemer, AMP
Mortgage Professional
1.888.679.0190
akroemer@mortgagegroup.com
www.ComoxValleyMortgagesToday.com
TMG The Mortgage Group Canada Inc.

Purchase PLUS Program

A purchase plus program is designed for the person who has found a house and wants to make improvements.
The house could be at a lower cost because of the repairs it may need to make it liveable to you.

Right now there is a great special going on, but you need to move fast because the house must close by December 31 2011.

Can't find a home that is exactly what you want. Purchase a home and plan to make inprovements and you can still get this low rate. 5 year fixed quick close special is available for purchase plus improvements at 3.29% o.a.c., must close on or before December 31, 2011, owner occupied homes, there is no premium to the rate for this purchase plus program.

Please don't delay if you would like to take advantage of this deal.


Thank you
Angela Kroemer, AMP
Mortgage Professional
1.888.679.0190
akroemer@mortgagegroup.com
www.ComoxValleyMortgagesToday.com
TMG The Mortgage Group Canada Inc.

TMG- The Mortgage Group Canada Inc.

TMG- The Mortgage Group Canada Inc.

I have written alot about mortgages, how to get them, interest rates, etc. But, I don't think I have written enough about the company I am affiliated with. I don't want to say company I work for because it just doesn't feel that way, in fact sometimes it feels like they are working harder for me then I am for them. It is more of a partnership with TMG giving awesome and never ending support in information, ideas and learning then I would ever have imagined. Every week to furthur our education they have an online real time web/TV program in which we learn about different areas about the mortgage broker business. The support is just outstanding. All this so we as mortgage sub brokers will flourish and be successful. Then if we are successful our Company TMG will be successful. As you read more you will see they are very successful.

The next time you see the TMG logo you will know that there are only professional mortgage brokers working for the best interest of their clients and supported by the TMG company, all obtaining the best for each client.
Truly a company that cares.

The background history of TMG is as follows:


WHO IS TMG?
A Canadian Mortgage Company Legacy

Canadian owned and operated since July 29, 1990
British Columbia company, based in Vancouver
TMG The Mortgage Group has helped a quarter million Canadians get the right mortgage solution to suit their financial needs, earning a respected reputation with lenders and clients as leading-edge mortgage experts that deliver on the company’s Vision and Values.

National team of over 700 qualified and accredited Mortgage Professionals and brokers providing residential and commercial mortgage services.

Access to over 50 Mortgage Lenders
TMG The Mortgage Group has a large Network of Lenders, including Banks, Credit Unions, Financial Institutions and Lenders, products and the lowest rates.
Access to this Network allows TMG’s Mortgage Professionals to help almost a quarter million Canadians find the mortgage that best suits their financial needs

Leaders in mortgage innovation and technology
TMG has developed proprietary tools and software to quickly and efficiently source and manage financing solutions.

Providing Mortgage Education across the country
From Global TV appearances and up-to-the-minute industry news to informative introductory videos, TMG is widely considered a mortgage education resource.

Operating with the highest levels of professionalism, ethics and integrity

Won the CMP Award for National Mortgage Brokerage of the Year, 2011


Thank you
Angela Kroemer, AMP
Mortgage Professional
1.888.679.0190
akroemer@mortgagegroup.com
www.ComoxValleyMortgagesToday.com
TMG The Mortgage Group Canada Inc.

Credit Score

When checking credit scores some of my clients hold there breath, get anxious, close their eyes -- they just don't want to know the damage.
Credit scores are often viewed as negative. The unknown. You even have to pay to see what your credit score is, that must mean it is like rocket science.

There is no mystery surrounding credit scores. It is easy. If you have paid your bills and on time your credit score will be great.

It is when you hit a hard couple of years that things just didn't work out and some bills did not get paid on time or at all. Now where is your credit score at?

For those who would like to estimate what their credit score is as of today there is this cool Credit Score Rating Tool from www.moneyville.ca Remember it is an estimate only.

The other cool thing about this calculator is you can use it as a future predictor.
For example today it tells you you have a credit score or 480, because some credit cards were not paid on time or you are maxed out on all your credit cards.
In 2-3 years from now you think your credit cards will be paid off and you will not miss any payments, you can put those numbers in adding 2-3 years in your answer and see where your credit score will be in the future.

Here is the link to the Credit Score Rating Tool

www.moneyville.ca/finan​cialcalculators/borrowing/8575​58

It is fun to play with it.

Thank you
Angela Kroemer, AMP
Mortgage Professional
1.888.679.0190
akroemer@mortgagegroup.com
www.ComoxValleyMortgagesToday.com
TMG The Mortgage Group Canada Inc.

Veteran's Poppy Fund

A donation will be going to the Veteran's Poppy Fund for each mortgage started between November 1-11 2011.










Angela Kroemer, AMP
Mortgage Professional
1.888.679.0190
akroemer@mortgagegroup.com
www.ComoxValleyMortgagesToday.com
TMG The Mortgage Group Canada Inc.